XYNOVAETHRIX – SUBSCRIPTION, PAYMENT & REFUND TERMS

1. Purpose and Scope

These Subscription, Payment & Refund Terms ("Terms") govern all paid services, subscriptions, licenses, premium features, APIs, donations with benefits, and monetized offerings provided by XYnovaethrix and its affiliated entities ("XYnovaethrix," "Platform," "we," "us").

These Terms apply globally to all users, customers, partners, developers, and organizations accessing or purchasing any paid service.

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2. Eligible Services

Paid offerings may include, but are not limited to: - Subscriptions (monthly, annual, lifetime, enterprise) - API usage plans and quotas - Premium platform features - Digital licenses and access rights - Educational or developer programs - Sponsorship-linked services

XYnovaethrix reserves the right to modify, introduce, or discontinue paid services at any time.

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3. Pricing and Currency

- Prices may be listed in multiple currencies and converted dynamically. - Taxes, VAT, digital service taxes, or levies may apply depending on jurisdiction. - Users are responsible for all applicable fees imposed by payment providers.

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4. Payment Processing

Payments are processed via third-party providers (e.g., card processors, mobile money, digital wallets).

XYnovaethrix does not store full payment credentials.

By making a payment, you authorize: - One-time charges - Recurring subscription billing (where applicable) - Adjustments for upgrades, downgrades, or usage overages

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5. Subscription Billing and Renewal

- Subscriptions renew automatically unless canceled prior to renewal. - Renewal occurs at the then-current rate. - Users are responsible for managing their subscription settings.

Failure of payment may result in suspension or termination of services.

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6. Usage-Based Billing (APIs & Metered Services)

- Certain services may be billed based on usage (requests, bandwidth, storage, compute). - Usage limits and rates are defined in service-specific documentation. - Overages may incur automatic charges or throttling.

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7. Refund Policy (Public Version)

7.1 General Rule

All payments are final and non-refundable, except where required by law.

7.2 Limited Exceptions

Refunds may be issued if: - The service was not delivered due to platform fault - Duplicate or erroneous charges occurred - Consumer protection laws mandate a refund

Refunds are processed to the original payment method where possible.

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8. Chargebacks and Disputes

- Unauthorized chargebacks may result in immediate account suspension. - Users must contact support before initiating a dispute. - XYnovaethrix may submit evidence to payment processors to contest fraudulent chargebacks.

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9. Service Modifications and Termination

XYnovaethrix may: - Modify pricing or features with notice - Suspend access for non-payment or policy violations - Terminate paid services without refund for abuse or breach

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10. Taxes and Compliance

Users are responsible for: - Reporting and paying applicable taxes - Compliance with local laws regarding digital purchases

XYnovaethrix complies with international tax and financial regulations.

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11. Liability Limitation

To the maximum extent permitted by law: - XYnovaethrix is not liable for indirect, incidental, or consequential losses - Total liability shall not exceed the amount paid in the previous billing period

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12. Classified Internal Addendum (Not Public)

The internal version of these Terms includes: - Founder override and pricing veto rights - Emergency suspension powers - Revenue allocation logic - Risk flags and fraud scoring - Confidential processor agreements

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13. Governing Law

These Terms are governed by the laws specified in the XYnovaethrix Imprint or applicable entity charter.

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14. Acceptance

By purchasing or subscribing to any paid service, you acknowledge that you have read, understood, and agreed to these Terms.

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Last Updated: [Insert Date]